BANKING PACKAGES Effective Nov 1 2010
Personal Banking Packages
Farm Banking Packages
Business Banking Packages
Youth/Graduate Banking Packages
Regular Fee For Service Schedule
“Pay as You Go” PERSONAL CHEQUING
Our basic pay-as-you-go account, ideal for infrequent cheque writers and very few debits in their accounts.
- FREE Deposits and withdrawals at counter
- FREE 10 transactions (cheques, external pre-authorized withdrawals, Point of Sale debits)
- The additional transactions are charged as follows:
- $0.50 per cheque/pre-authorized withdrawal thereafter
- $0.35 per Interac Direct payment (Point of Sale)
- $0.35 per MB CU ATM withdrawal
- $1.50 per all Other ATM withdrawal
- Bill payments - OTC $1.00
- Internet $ .50
- Telephone $ .80
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
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“E-Pak” PERSONAL CHEQUING $5.95 per month
Great for Members who prefer one monthly fee; who write very few cheques and prefer electronic transactions.
No minimum monthly balance required.
- UNLIMITED in branch and electronic transactions including
- In-branch cash withdrawals and deposits
- Pre-authorized debits
- Interac direct payments (Point of Sale)
- Manitoba CU ATM transactions
- Electronic Bill payments (Internet or Telephone)
- Cheques $0.50 each
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
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“MemberClub” PERSONAL CHEQUING $9.95 per month
Great for Members who prefer one monthly fee, who write a lot of cheques and use Interac often.
No minimum monthly balance required.
- UNLIMITED transactions including:
- In-branch cash withdrawals and deposits
- Cheques
- Pre-authorized debits
- Interac direct payments (Point of Sale)
- Manitoba CU ATM transactions
- Electronic Bill payments (Internet or Telephone)
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
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“GOLDEN” PERSONAL CHEQUING No Charge
All members 60 and older immediately qualify for Grandview Credit Union’s Personal Golden account.
We offer the following services to our Golden Members:
- UNLIMITED transactions including:
- In-branch cash withdrawals and deposits
- Cheques
- Pre-authorized debits
- Interac direct payments (Point of Sale)
- Manitoba CU ATM transactions
- Electronic Bill payments (Internet or Telephone)
- In-branch Bill Payments
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
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“BASIC FARM” CHEQUING
Our basic pay-as-you-go account, ideal for Farm Accounts with infrequent cheques
- FREE Deposits and withdrawals at counter
- FREE 10 transactions (cheques, external pre-authorized withdrawals, Point of Sale debits)
- The additional transactions are charged as follows:
- .50 per cheque/pre-authorized withdrawal thereafter
- .35 per Interac Direct payment (Point of Sale)
- .35 per MB CU ATM withdrawal
- 1.50 per all Other ATM withdrawa
- Bill payments - OTC $ 1.00
- Internet $ .50
- Telephone $ .80
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
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“FARM Floating PAK” CHEQUING
Ideal for Farm Operators actively using their account and wanting to pay a package according to their monthly usage.
According to your account activity each month, you will be charged the appropriate fee, no need to pre-select.
Included Transactions:
- Cheques
- Interac Direct payment (Point of Sale)
- MB CU ATM withdrawal
- Pre-Authorized Debits
- Internet Bill Payments
Level 1 up to 25 Transactions $ 7.50
Level 2 up to 35 Transactions $ 9.00
Level 3 up to 50 Transactions $ 12.50
Level 4 51+ Transactions $ 18.00
Other transaction fees apply as per general service charge schedule.
- FREE Grandview Credit Union ATM transactions
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
- FREE Deposits and withdrawals at counter
- FREE E-Statement
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“BASIC Business” CHEQUING
Our basic pay-as-you-go account, ideal for Business Accounts with infrequent cheques
- FREE Deposits and withdrawals at counter
- FREE 10 transactions (cheques, external pre-authorized withdrawals, Point of Sale debits)
- The additional transactions are charged as follows:
- $0.50 per cheque/pre-authorized withdrawal thereafter
- $0.35 per Interac Direct payment (Point of Sale)
- $0.35 per MB CU ATM withdrawal
- $1.50 per all Other ATM withdrawa
- Bill payments - OTC $ 1.00
- Internet $ .50
- Telephone $ .80
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
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“Business Floating PAK” CHEQUING
Ideal for Business Operators actively using their account and wanting to pay a package according to their monthly usage.
According to your account activity each month, you will be charged the appropriate fee, no need to pre-select.
Included Transactions:
- Cheques
- Interac Direct payment (Point of Sale)
- MB CU ATM withdrawal
- Pre-Authorized Debits
- Internet Bill Payments
Level 1 up to 25 Transactions $ 7.50
Level 2 up to 35 Transactions $ 9.00
Level 3 up to 50 Transactions $ 12.50
Level 4 up to 75 Transactions $ 20.00
Level 5 up to 100 Transactions $ 36.00
Level 6 up to 150 Transactions $ 48.00
Level 7 151+ Transactions $ 70.00
Other transaction fees apply as per general service charge schedule.
- FREE E-Statement
- FREE Grandview Credit Union ATM Transactions
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
- FREE Deposits and withdrawals at counter
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“GRADUATE” CHEQUING Account Age 19-25
Designed for students between 19 and 25 to lower banking costs, so you can save for school.
Proof of post-secondary enrollment required annually
- UNLIMITED in-branch and electronic transactions including:
- In-branch cash withdrawals and deposits
- Pre-authorized debits
- Interac direct payments (Point of Sale)
- Manitoba CU ATM transactions
- Electronic Bill payments (Internet or Telephone)
- FREE order of 12 personalized in-house printed cheques per year
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
- FREE First Debit Card
- 1FREE cheque per month- $0.50 thereafter
- Financial assistance for post secondary education for up to five years (OAC)
- Graduate Line of Credit (OAC)
- Student CU Mastercard (OAC)
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“HEADSTART” Plan 24 Account AGE 13 – 18
A faster, easier and more exciting way for youth to get a head start on managing money efficiently.
- UNLIMITED in-branch and electronic transactions including:
- In-branch cash withdrawals and deposits
- Interac direct payments (Point of Sale)
- Manitoba CU ATM transactions
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
- BONUS Interest Rate
- GIC’s (1-5 year terms only)
- Minimum deposit of $100 required instead of $1,000
- FREE First Member Card
- Parent/Guardian signature required for debit card
- First car loan (O.A.C.)
- We will offer a rate of 1% less than the equivalent consumer rate
- Co-signature of parent/guardian who qualifies for the loan in their own name
- Student has a source of income sufficient to meet the loan payments
- Receive $10.00 for every overall “A” / 80% + average on each Report Card
(You must bring report card as proof)
- Eligible for Special Campaigns and Draws throughout the year.
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“FAT CAT” Plan 24 Account Age 0-12
A fantastic way to introduce children to the concept of money management.
Must be held joint with parents until child is13 and the account becomes a Headstart account
Parent/Guardian signature required for debit card
- UNLIMITED in-branch and electronic transactions including:
- In-branch cash withdrawals and deposits
- Interac direct payments (Point of Sale)
- Manitoba CU ATM transactions
- FREE Grandview Credit Union ATM transactions
- FREE E-Statement
- FREE Mobile Banking
- FREE Internet Banking
- FREE Telephone Banking
- BONUS Interest Rate
- GIC’s (1-5 year terms only)
- Minimum deposit of $100 required instead of $1,000
- FREE First Member Card
- Parent/Guardian signature required for debit card
- First car loan (O.A.C.)
- We will offer a rate of 1% less than the equivalent consumer rate
- Co-signature of parent/guardian who qualifies for the loan in their own name
- Student has a source of income sufficient to meet the loan payments
- Receive $10.00 for every overall “A” / 80% + average on each Report Card
(You must bring report card as proof)
- Eligible for Special Campaigns and Draws throughout the year.
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“PROFESSIONAL” CHEQUING $50.00/m
Professionals are defined a : doctors, medical specialists, chiropractors, veterinarians, optometrists, pharmacists, naturopath, lawyers and accountants…..
- UNLIMITED transactions including
- In-branch cash withdrawals and deposits
- Cheque, preauthorized debits
- Interac direct payments (Point of Sale)
- Grandview Credit Union ATM transactions and Manitoba CU ATM transactions
- Electronic Bill payments (Internet or Telephone)
- Money orders, certified cheques, Traveller’s cheques. Stop payments
- FREE Personalized in-house cheques
- FREE E-Statement
- FREE Authorized overdraft (OAC)
- BONUS rate on Investments (OAC)
- DISCOUNT rate Loans and Mortgages (OAC)
Disclaimer
In the event there is any discrepancy between the content of this website and the official fees posted at the office of Grandview Credit Union, the fees posted at the office of Grandview Credit Union shall prevail.
Those fees can be changed without notice.
This website and all information on this website is provided "as is" without warranty of any kind, either express or implied. Anyone downloading information from this website does so at their own risk and assumes the risk of computer viruses or other malicious programs.
In no event will Grandview Credit Union, its officers, directors, employees, agents or content providers be liable, whether in contract, tort or otherwise, to any party for any losses or damages of whatever nature, including without limitation, any damages for lost profits, business interruption, loss of programs or other data, arising in any manner from (i) the use of this website, whether directly or through a hyperlinked site, (ii) the use of any other website linked to this website by hyperlink or otherwise, (iii) modification or discontinuance of all or part of this website, (iv) any errors, omissions, inaccuracies, or any misleading or out-of-date information, whether contained on this website or as received by the user of this website or (v) resulting from any harmful programming code that could install itself on the website or be transmitted via the website, even if Grandview Credit Union, its officers, directors, employees or agents were aware or should have been aware that such loss or damage could occur.