Grandview Credit Union Ltd

INTEREST RATES

January 22, 2010

DEPOSITS:

Savings

Plan 24	.10%
Special Savings	.10%

Fat Cat  .25%    

Platinum AIO    (Cdn & US )

$0 – $10,000.	.25%/.20
$10,001–$25,000	.50%/.25
$25,001–$60,000	.50%/.25
$60,001-$100,000	.50%/.25
$100,001 +	.50%/.25

Term Deposits-GICs

Term Deposits Term Deposits & RRSP/RRIF/TFSA  US term deposits

Non Redeemable  Non Redeemable Special            Non Redeemable

SERIES GSC TYPE 525              SERIES GSC TYPE 525                   SER GSC TYPE 590

RATE SCHEDULE CD25             RATE SCHEDULE CD25                  SCHEDULE USCD35

12 – 14 months	1.00%	*Special rates*	12 months	.50%
15 – 26 months	1.25%		15 – 26 months	N/A
27 – 38 months	1.75%	38 Months 2.75%**	27 – 38 months	N/A
39 – 50 months	2.00%	50 Months 3.00% **	39 – 50 months	N/A
51 – 60 months	2.25%	55 Months 3.25%**	51 – 60 months	N/A

     ** NEW or EXISTING MONEY

Minimum $500 deposit

Term Deposits                                                              Term Deposits

Redeemable on anniversary                                              Redeemable after 90 days

subject to 1% penalty   

SERIES DSC TYPE 515 SERIES DSC TYPE 510

RATE SCHEDULE CD15                                                                          RATE SCHEDULE CD10

12 – 14 months	N/A	12 Months	0.75%
15 – 26 months
27 – 38 months
39 – 50 months
51 – 60 months

Registered Deposits (RSP/RIF’s)

Variable
12 – 14 months
15 – 26 months	See TERM DEPOSITS SPECIALS
27 – 38 months
39 – 50 months
51 – 60 months

TFSA – TAX FREE SAVINGS ACCOUNT

TF500 P230 Variable	0.50%
TF502 P530 12 – 14 Mos.	1.00%
TF502 P530 15 – 26 Mos.	1.25%
TF502 P530 27 – 38 Mos.	1.75%
TF502 P530 39 – 50 Mos.	2.00%
TF502 P530 51 – 60 Mos.	2.25%

  TFSA                

       *****   SPECIALS   *****

TF500 P230 Variable
TF502 P530 12 – 14Mos..
TF502 P530 15 – 26 Mos.	See
TF502 P530	Term Dep.
TF502 P530	SPECIALS
TF502 P530

MORTGAGES

&

LOANS

Grandview Credit Union LTD.

Prime A   Prime D

Grandview Credit Union Prime Rate Effective March 9, 2009

2.50%

3.00%

           Mortgages (Consumer/Residential):

Variable – open	3.50%
1 year	4.00%
2 years	4.25%
3 years	4.25%
4 years	4.50%
5 years	4.50%

All variable rate mortgages will float with Prime D.

Mortgages (Agricultural):

Variable – open	3.75%
1 year	4.50%
2 years	4.75%
3 years	5.00%
4 years	5.25%
5 years	5.50%

All variable rate mortgages will float with Prime D.

Mortgages (Commercial):

Variable – open	3.75%
1 year	4.50%
2 years	4.75%
3 years	5.00%
4 years	5.25%
5 years	5.50%

All variable rate mortgages will float with Prime D

Agriculture/Commercial Loans – Variable

Term Loans	P+2.00% **Special** P +1.5
Lines of Credit	P+2.00%

Terms and purposes as defined by loans policy

Agriculture/Commercial  Term Loans – Fixed

1 year	**Special** 5.00%
2 years	5.75%
3 years	**Special** 5.25%
4 years	6.25%
5 years	**Special** 5.75%
5 years +	N/A

Terms and purposes as defined by loans policy

Personal Loans – Variable

Term Loans	P+4.00%
Lines of Credit	P+5.00%

Terms and purposes as defined by loans policy

Personal Loans – Fixed

1 year	5.75%
2 years	6.00%
3 years	6.25%
4 years	6.50%
5 years	6.75%
5 years +	N/A

Terms and purposes as defined by loans policy

Fully Secured Loans/Lines of Credit

Variable

Prime +1.00

Interest to be paid at least annually

Disclaimers

Rates are provided for informational purposes only.

The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are
required as part of the application processing, any fee(s) would increase your APR.

In the event there is any discrepancy between the content of this website and the official rates posted at the office of Grandview Credit Union, the rates posted at the office of Grandview Credit Union shall prevail.

This website and all information on this website is provided "as is" without warranty of any kind, either express or implied. Anyone downloading information from this website does so at their own risk and assumes the risk of computer viruses or other malicious programs.

In no event will Grandview Credit Union, its officers, directors, employees, agents or content providers be liable, whether in contract, tort or otherwise, to any party for any losses or damages of whatever nature, including without limitation, any  damages for lost profits, business interruption, loss of programs or other data, arising in any manner from (i) the use of this website, whether directly or through a hyperlinked site, (ii) the use of any other website linked to this website by hyperlink or otherwise, (iii) modification or discontinuance of all or part of this website, (iv) any errors, omissions, inaccuracies, or any misleading or out-of-date information, whether contained on this website or as received by the user of this website or (v) resulting from any harmful programming code that could install itself on the website or be transmitted via the website, even if Grandview Credit Union, its officers, directors, employees or agents were aware or should have been aware that such loss or damage could occur.